Tuition Fees and Living Costs in Switzerland

Switzerland is one of Europe’s leading destinations for international students, known for its world-class universities, high quality of life, and strong reputation in research, business, engineering, and hospitality management. Swiss universities consistently rank among the best in the world, while programmes such as Swiss MBAs, PhD programmes, and specialised Master’s degrees attract students from across the globe.

As a European business hub, young adults not only dream of studying here, but they also consider pursuing a career in Switzerland after finishing their studies.

If you’ve thought about studying abroad in Switzerland or already got accepted to a Swiss university, read below to find out more about tuition fees and the costs of living in Switzerland for international students.

University tuition fees in Switzerland

Public universities in Switzerland often charge similar tuition fees for both EU/EEA and non-EU international students. However, there are some exceptions:

University

Swiss students

EU/EEA students

Non-EU/EEA students

Université de Fribourg

CHF 720/semester

CHF 870/semester

Same as EU/EEA students

University of Lucerne

CHF 725/semester

CHF 1,025/semester

Same as EU/EEA students

University of Neuchâtel

CHF 425/semester

CHF 700/semester

Same as EU/EEA students

University of St. Gallen

Bachelor’s: CHF 1,000/semester Master’s: CHF 1,200/semester

Bachelor’s: CHF 2,900/semester Master’s: CHF 3,100/semester

Same as EU/EEA students

Università della Svizzera italiana (USI)

CHF 1,100/semester

CHF 3,100/semester

Same as EU/EEA students

University of Zurich

Bachelor’s: CHF 720/semester Master’s: CHF 720/semester

Bachelor’s: CHF 1,220/semester Master’s: CHF 820/semester

Same as EU/EEA students

ETH Zurich

CHF 730/semester

CHF 2,190/semester

CHF 2,190/semester

EPFL

CHF 730/semester

CHF 2,190/semester

CHF 2,190/semester

Source: swissuniversities.ch, updated July 2025.

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Tuition fees at public universities

Public universities in Switzerland receive substantial government funding, which helps keep tuition fees relatively affordable compared to countries like the United Kingdom or the United States.

Exchange students coming to Switzerland through programmes such as Erasmus+ or university partnerships often do not pay additional tuition fees to the host university.

Average tuition fees at Swiss public universities are:

Degree level

Average tuition fees

Bachelor’s and Master’s degrees

Around CHF 1,000–8,000/year (varies significantly by institution)

PhD degrees

Around CHF 200–3,000/year

Some specialised Master’s programmes, particularly in business or management, may cost significantly more. Note that ETH Zurich and EPFL introduced a higher international student fee of CHF 2,190/semester (CHF 4,380/year) starting from autumn 2025.

Tuition fees at private universities

Private universities in Switzerland are usually much more expensive than public institutions. Tuition fees commonly range between:

Degree level

Average tuition fees

Bachelor’s and Master’s degrees

Around CHF 15,000–50,000/year

Some business schools and hospitality management institutions may charge even higher fees. Certain private universities also offer discounts for upfront payment or calculate tuition based on the number of credits or courses taken.

Most affordable Swiss universities

Public universities in Switzerland are generally more affordable than universities in countries like the United Kingdom or the United States, especially because many institutions receive strong government funding.

These Swiss universities are known for relatively affordable tuition fees for international students:

University

Typical tuition fees (international students)

University of Geneva

CHF 435/semester (CHF 870/year)

University of Bern

CHF 950/semester (CHF 1,900/year)

University of Applied Sciences and Arts Northwestern Switzerland FHNW

Around CHF 1,000–1,500/year for Swiss/EU students; higher for non-EU students

University of Lausanne

CHF 500/semester (CHF 1,000/year)

University of Neuchâtel

CHF 700/semester (CHF 1,400/year)

Universities we recommend in Switzerland

Switzerland is home to internationally recognised universities known for academic excellence, research opportunities, and strong industry connections. Here are some universities popular with international students:

Check out the best Swiss universities according to global rankings.

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Monthly living costs in Switzerland for international students

Switzerland is one of the most expensive countries in Europe for international students, especially when it comes to accommodation, health insurance, and everyday expenses. Careful budgeting is important, particularly in larger cities.

Most students should expect to spend around CHF 1,800–2,800 per month on accommodation, food, transportation, health insurance, study materials, and leisure activities.

According to Swiss universities, Numbeo (May 2026), and student cost estimates, average monthly living costs in major Swiss cities are:

City

Average monthly living costs

Geneva

Around CHF 2,200–3,300/month

Zurich

Around CHF 2,100–3,000/month

Bern

Around CHF 1,800–2,600/month

Basel

Around CHF 1,900–2,700/month

Accommodation is usually the biggest monthly expense, especially in Geneva and Zurich, where housing demand is very high.

Student accommodation costs and options

Accommodation in Switzerland is expensive compared to many other European countries and is usually the biggest monthly expense for international students. Depending on the city and accommodation type, students typically spend around CHF 800–1,700 per month on housing.

The most common accommodation options for international students in Switzerland are:

Accommodation type

Average monthly cost

Student halls of residence

Around CHF 500–1,000/month

Shared apartment

Around CHF 800–1,400/month

Private studio/apartment

Around CHF 1,300–2,700/month

Student residences are usually the most affordable option, but places are limited and demand is high, especially in cities like Zurich and Geneva.

Sharing an apartment with other students is one of the most popular ways to reduce accommodation costs in Switzerland.

Food costs in Switzerland

Most international students in Switzerland buy groceries from supermarkets and eat out occasionally because restaurant prices can be quite high. On average, students spend around CHF 450–750 per month on food and groceries, depending on their lifestyle and the city they live in.

Popular supermarket chains in Switzerland include Migros, Coop, Lidl, Aldi, and Denner. Many supermarkets also offer evening discounts on fresh and perishable products.

According to Numbeo (May 2026), average food prices in Switzerland are:

Food item

Average price

Milk (1 litre)

CHF 1.81

Bread (500 g loaf)

CHF 3.08

Rice (1 kg)

CHF 3.26

Eggs (12)

CHF 6.16

Chicken fillets (1 kg)

CHF 23.60

Cheese (1 kg)

CHF 21.53

Apples (1 kg)

CHF 2.93

Bananas (1 kg)

CHF 1.79

Meal at an inexpensive restaurant

CHF 25–40

Meal at a university cafeteria

Around CHF 8–15

Three-course meal for two at a mid-range restaurant

CHF 100–160

University dining halls and department store restaurants such as Migros or Coop are usually among the more affordable places to eat.

Transportation costs

Public transportation in Switzerland is highly efficient but relatively expensive compared to many other European countries. Students often combine trains, trams, buses, cycling, and walking to get around.

According to Numbeo (May 2026) and Swiss public transport providers, average transportation costs are:

Transportation type

Average cost

One-way local transport ticket

CHF 3.50–5.00

Monthly public transport pass

CHF 70–170/month

Student or youth discounts

Available in many cities and transport networks

Intercity train tickets

Prices vary depending on route and discounts

In major Swiss cities such as Zurich, Basel, Bern, Geneva, Lausanne, and Neuchâtel, public transport tickets are usually valid across trains, trams, buses, and other local transport services within the same network zone.

You can also use the Numbeo website to check out other prices and costs in Switzerland.

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Other student expenses in Switzerland

International students in Switzerland should also budget for health insurance, study materials, and leisure activities.

Expense

Average cost

Health insurance

Around CHF 270–450/month

Books and study materials

Around CHF 50–130/month

Cinema ticket

Around CHF 20

Health insurance is mandatory for most international students living in Switzerland. However, some students may qualify for an exemption if they already have recognised international coverage from their home country.

To help students compare insurance options and costs, Studyportals partners with Aon to provide personalised guidance based on your needs. Get free advice and explore student insurance options before moving to Switzerland.

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Scholarships for students in Switzerland

International students can get scholarships offered by the Swiss government, based on partnerships established with several countries. Most of these scholarships are granted to postgraduate candidates and researchers. Other funding opportunities are offered by individual universities and other organisations.

  • You should check if you are entitled to receive a scholarship by contacting the Swiss embassy or consulate in your home country.
  • Other scholarships are offered by some of the Swiss universities; you can benefit from grants ranging from CHF 10,000 to CHF 15,000, available only for one year, with the possibility of extension, provided you will be academically successful at the end of your first semester of studies. Here are some scholarships offered by the University of Geneva.
  • Swiss Government Excellence Scholarships for Foreign Scholars and Artists – scholarships awarded by the Federal Commission to foreign artists with a Bachelor’s degree or young researchers with a Master’s or PhD degree.
  • You can explore many other scholarship programmes on Studyinswitzerland.plus.
  • In some universities, you can apply for an interest-free loan of up to CHF 12,000 per year, which covers up to 40% of fees and living costs. In Zurich, you can also opt for the solidarity fund for foreign students.

You can also check out the Studyportals Scholarship to get some help on financing your studies abroad.

Check out other scholarship opportunities in Switzerland and explore the diverse master's programmes available in Switzerland for international students.

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